MAKE ROOM FOR MORE
This Black November, enjoy cashback on meals, fuel, and supermarket shopping, plus savings on international flights when you pay with your dfcu Visa card.More Bites. More Miles. More In Your Trolley.
Get up to UGX 40,000 cashback for every UGX 500,000 spent at:
Eateries
Fuel stations
All Fraine Supermarket branches: Kiwatule Road, Kigoowa, Ntinda Road, Nsambya, Bulindo and Kiira-Gayaza.
More Places to Go.
Ethiopian Airlines: Enjoy up to 10% off international flights using promo code VIS01. Offer ends 31 December 2026.
Qatar Airways: Enjoy up to 12% off international flights using promo code VISA. Offer ends 31 December 2026.
Emirates: Enjoy up to US$250 off return flights when you book online using promo code UGVISA1 and pay with your dfcu Visa card. Booking period: 12 October–21 February 2027.
Pay. Save. Get more with your dfcu Visa card.Terms & Conditions apply. Offers are subject to their respective eligibility requirements and validity periods.
dfcu Bank is regulated by the Central Bank of Uganda. Customer deposits are protected by the Deposits Protection Fund of Uganda up to UGX 10 million.
GOING FURTHER, TOGETHER.
A home is more than a place to sleep. It’s where the family gathers, where the weekends feel different, and where life starts to take the shape you imagined.
With dfcu Home Loans, you can enjoy competitive financing and benefits designed to bring homeownership within reach.
YOUR HOMEOWNERSHIP BENEFITS
16.9% interest per annum: Finance your home at a competitive rate.
60-day repayment holiday: Enjoy a little breathing room before repayments begin.
48-hour response: Get a response to your confirmed home loan application within 48 hours.
100% insurance premium financing: Finance your eligible insurance premiums through your home loan.
YOUR DREAM HOME COULD BE WAITING
From August to October 2026, explore completed 2-bedroom and 3-bedroom apartments starting at UGX 353 million through the dfcu Home Loans campaign.
YOUR EXCLUSIVE BENEFIT
For eligible property purchases financed by dfcu, HK Properties will cover the legal fees and professional charges.
Valuation fees and stamp duty remain payable by the customer. Terms and eligibility apply.
READY TO TAKE THE NEXT STEP?
Explore your options, check your eligibility and take the first step towards owning your dream home.
Call: 0800 222 000 (toll-free)
Email: HomeLoans@dfcugroup.com
Your dream home. Your next chapter. Let’s make it possible.
The best part of planning a trip is knowing you have more reasons to make it happen. Whether Dubai is on your list for a luxury escape, London for its iconic landmarks, New York for its big-city buzz or Thailand for a tropical break, your next destination could cost you less with Visa and Emirates.
Save up to USD 150 on your next Emirates return flight when you book online using promo code UGVISA1 and pay with your eligible Uganda-issued Visa card. Discounts vary by destination and cabin class, with savings of up to USD 250 available on eligible First Class bookings.
HOW MUCH CAN YOU SAVE?
Return flights to Dubai
Economy Class: Up to USD 50 off
Premium Economy: Up to USD 80 off
Business Class: Up to USD 150 off
First Class: Up to USD 250 off
Return flights to other Emirates destinations
Economy Class: Up to USD 60 off
Premium Economy: Up to USD 100 off
Business Class: Up to USD 180 off
First Class: Up to USD 250 off
HOW TO REDEEM YOUR OFFER
Visit Emirates and select an eligible return flight departing from Entebbe, Uganda.
Enter promo code UGVISA1 when booking online.
Pay online with your eligible Uganda-issued Visa card to enjoy the applicable discount.
Booking period: 12 October 2026 – 21 February 2027
Travel period: 21 August 2026 – 31 March 2027
IMPORTANT THINGS TO KNOW
Eligible fares: Discounts apply to undiscounted published fares (UG1). The discount applies to the base fare only, excluding government taxes and carrier-imposed charges.
Business Class: Special fare brands apply to Business Class bookings only.
Excluded bookings: Tickets redeemed using Emirates Skywards Miles or other redemption offers, as well as industry-discounted and group-discounted tickets, are not eligible.
Other offers: The promo code cannot be combined with other offers or promotional fares.
Availability and fares: Flights are subject to availability. Fares may change before ticketing and may vary due to currency fluctuations or government tax regulations.
Stay and change conditions: Minimum and maximum stay periods may apply. Changes and cancellations may incur fees. Full fare rules appear on the “Review your selection” page during booking.
Promotion changes: Emirates may end the promotion early. Bookings confirmed and ticketed before termination will be honoured under the original terms. Visa and Emirates may amend the terms, subject to applicable law.
Your next destination is waiting. Book with Emirates and enjoy more value with Visa.
Terms and conditions apply. Travel blackout dates may apply.
Some places are calling your name. Some stories are waiting to be written. And some experiences are too good to miss. Whether you're exploring a new city, ticking a destination off your bucket list or reconnecting with the world, your next great adventure just got more rewarding.
HOW TO REDEEM YOUR OFFER
Register through the Visa promotions registration page to receive your promotional code.
Visit the designated Ethiopian Airlines booking page or use the Ethiopian Airlines mobile app.
Enter promo code VIS01 when booking and pay with your Visa card to enjoy 10% off eligible international flights.
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Offer valid for bookings made until 31 December 2026. Travel validity begins on 1 September 2026. Subject to availability and blackout dates.
Two great offers are more reasons to go and explore a world full of possibilities awaiting you.
Your next great story is waiting to be written. Whether you're exploring a new city, ticking a destination off your bucket list or reconnecting with the world, enjoy up to 12% off your Qatar Airways flight when you book and pay with your Visa card.
HOW TO REDEEM YOUR OFFER
Visit Qatar Airways and choose your preferred flight.
Enter promo code VISA at checkout.
Pay with your Visa card and enjoy up to 12% off your eligible booking.
dfcu Bank, in partnership with Double Q Company Limited and ICEAGeneral Insurance, brings you flexible Vehicle Asset Finance for premium
passenger vehicles, pickups and commercial solutions backed by
exclusive financing and insurance offers.
Whether you’re expanding your business, improving mobility or investing in reliable transport, get the financing you need to keep your business moving forward.
Why Finance With dfcu?
Up to 90% financing
Up to 5 years to repay
ICEA comprehensive insurance at 4.2%, including a tracker
No tracker fees throughout the facility tenor
Choose Your Vehicle
GWM TANK 500
Luxury. Power. Confidence.
0L Turbo Petrol Hybrid Engine
Intelligent 4WD
255kW Hybrid Power Output
Premium 7-seater interior
360° Panoramic View Camera
GWM P300 SX
Built for Business. Ready for Every Challenge.
0L Turbo Diesel Engine
Intelligent 4WD
Up to 1-tonne payload
120kW Power Output
Spacious premium double cabin
HOWO M2
Built for Heavy-Duty Business.
4-tonne load capacity
Maximum torque of 240Nm at 2,000 RPM
Service & Warranty Benefits
Commercial Trucks
First Free Service
100,000 KM or 2-Year Manufacturer Warranty
Passenger Vehicles
Free 2-Year or 60,000 KM Service Plan
5-Year or 100,000 KM Warranty
To Get Started
Visit your nearest dfcu Bank branch, call 0800 222 000 (Toll-free) or +256 786 271 777, or email customercare@dfcugroup.com or vehicleandassetfinance@dfcugroup.com.
For Double Q enquiries, call +256 700 111 000 for GWM Vehicles or +256 757 071 500 for Sinotruck Vehicles, or visit the Double Q showrooms at Plot 20 Old Port Bell Road, Bugolobi and Plot 414 Kasumba Square, Busega.
Wenja Amajja is a nationwide deposit mobilisation campaign designed to grow banking access across Uganda by onboarding banking agents, merchants and new customers while rewarding eligible participants.
Who Can Participate?
Banking Agent
Become a dfcu Banking Agent or grow your existing agent business and qualify for campaign rewards.
Merchants
Open a dfcu Business Account, accept payments through dfcu POS and enjoy exclusive campaign benefits.
New Customers Open and fund a new dfcu account to start your banking journey.
Rewards
New Banking Agents
Earn rewards after successfully onboarding and funding your dfcu Agent account.
Existing Banking Agents
Earn rewards by increasing your qualifying deposit transaction volumes during the campaign.
Merchants
Benefit from competitive payment solutions and exclusive campaign opportunities.
Important Information
Rewards are subject to verification.
Standard Know Your Customer (KYC) requirements apply.
Campaign Terms and Conditions apply.
Rewards will only be issued after successful verification.
Take the next step with dfcu Bank.
Be part of the Wenja Amajja campaign from 10 July to 31 October 2026 and take the next steps towards growth.
Equip farmers with practical knowledge, tools, and confidence
Champion innovation and modern farming practices
Promote sustainability and climate resilience
Stand with farmers in every season
Every farming journey is distinct. Our solutions are structured to support you at each step, from planting and production to processing and market expansion.
Our Products
We offer specialised financial solutions tailored to the agribusiness value chain:
Contract Financing
Invoice and Certificate Discounting
LPO Financing
The Grain Facility (ACF)
Agricultural Credit Facility (ACF)
Agri Asset and Equipment Finance
Agricultural Production Loans
Agribusiness SME Loans
Partner with us to grow stronger farms, resilient enterprises, and thriving agricultural communities.
Click here for more information
dfcu Blue Care is a reliable medical insurance cover designed in partnership with Jubilee Insurance to protect families from the stress of unexpected health costs. Blue Care offers reassurance, dignity, and a sense of safety when you need it most.
Key Features
Affordable protection: Pay a premium of UGX 2,800 per day or UGX 981,000 per year (exclusive of tax).
Strong outpatient cover: Get benefits of up to UGX 7 million.
To sign up for Blue Care, simply text “Blue Care” to 8777 today.
dfcu Bank offers an innovative and convenient financial solution in the form of an unsecured self-service credit facility. This service can be easily accessible and efficiently managed through the dfcu USSD code or dfcu QuickBanking App. Designed with the modern customer in mind, it provides a hassle-free way to secure loans, all at the tip of your fingers.
Features
Loan Flexibility: With a minimum loan amount of UGX 10,000 Shillings and a maximum of UGX 2,000,000 Shillings, you can borrow just the right amount to meet your financial requirements.
30-Day Repayment Period: Enjoy a hassle-free repayment schedule with a generous 30-day repayment period.
Bulk Payment: When your loan is due, you can make a single bulk payment, simplifying the repayment process.
Early Payback Option: Need to clear your debt sooner? dfcu offers a penalty-free early payback option, allowing you to save on interest.
Welcome to our inaugural Report to Society, a milestone publication that captures the tangible impact of our work and the strides we are making in
embedding sustainability into everyday operations. Guided by our purpose of transforming lives and businesses in Uganda, this report reflects our commitment to building a resilient, responsible
institution actively contributing to Uganda’s sustainable development goals.
